"IT cost management" is once again becoming increasingly prominent on the management agenda. Despite, or perhaps because of, the increase in costs due to regulation and digitalisation, a certain IT cost-cutting hysteria is spreading in many banks. In the worst case, lawnmower methods are used to reduce costs. With the result that costs rise sharply again after a short "bend".
We see the IT cost issue differently.
Cloud strategies that have been tried and tested on the market, which answer the essential questions about the cloud in a fact-based and institution-specific manner.
Cloud offers are often seen as a saviour - or are flatly rejected as "unacceptable from a risk point of view on a large scale". This leads to wrong decisions, either irresponsible risks are taken or the train into the next technology generation is missed.
Cloud strategies that have been tried and tested on the market, which answer the essential questions about the cloud in a fact-based and institution-specific manner.
The ongoing low-interest phase, changing customer expectations and new digital competitors pose major challenges for banks. COVID-19 acts as an additional driver, but also offers new opportunities to strengthen their own positioning in the market.
"Regulatory readiness" for financial service providers - risk-oriented preparation for possible audits "with expertise" and as little superfluous formalism as possible.
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